Specials & Promotions
Summer Skip-a-Pay: Skip your loan payment for the month of June or July! Available on qualifying Auto, ATV, & Personal loans. Loans must be at least 6 months old and current at the time of the application.  A $35 fee applies to each skip-a-pay request. Requests must be received at least 2 business days prior to the payment due date. Only one payment may be skipped in a rolling 6 month period. Members must be in good standing to qualify. To see if you are eligible for a skip-a-pay, complete the form below and submit to the CJCU office or stop in to speak with a Loan Officer. Offer expires July 28, 2017.  Skip-a-Pay Form
Summer Splash Loans:  Short, 12 month personal loans to help pay for vacations, home improvements or other expenses. Payments start at $86/month for $1000 loans. Lowest APR is 5%. APR and payments may be higher depending on credit score  and amount of the loan. Not all applicants will qualify for the lowest APR or highest loan amount. Offer Expires July 31, 2017.  APPLY HERE
No Appraisal Fee Home Equity Loans: Qualified loans range from $5,000 - $35,000. No appraisal fees will be assessed if the loan closes and remains open for a minimum of 3 years. Applicable closing costs will be assessed to borrower. Additional terms & conditions apply. Membership eligibility required. Subject to change without notice. Offer expires August 31, 2017. See a Loan Officer for additional details.  APPLY HERE

Choice Credit Card: Designed for applicants who have little or no credit history in order to build credit. Applicants must be 18 or older to apply and must demonstrate the ability to repay the credit extended. Credit line will be partially secured by Share account for minimum of 6 months. While Co-signers are not required, they may help increase the limit offered or lower the APR. Approved applicants must complete a Credit Card Usage Session with a CJCU staff member prior to receiving the card. Terms and conditions apply. Limits range from $250-$500 depending on income/savings and membership criteria. Annual Percentage Rate will be 13.99% and may be reviewed after 1 year.   APPLY HERE

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