Products & Services

Free Financial Counselling:
There is a CUNA certified financial counsellor available to help you get back on track with your bills and loan payments. Take control over your financial situation today! 

Savings account:
This account gives you membership in CJCU. Your initial $5.00 deposit must remain in your account while you’re a member utilizing any of our services or products. This may qualify for a dividend.

Share Draft (checking) Accounts
This account allows you to write share drafts (checks) off this account.  You also need this account for your debit card, electronic bill payment. There may be a small monthly fee, and dividends paid on this account depending on your average daily balance. Business Share Draft accounts are also offered.

Money Market Accounts
This account helps members earn a higher dividend than the share account. Minimum balance to earn dividends is $2,000.00. Dividend rates are based on different tier levels.

Christmas Club Accounts
This account helps members save for Christmas or other expenses.  You may deposit any amount at anytime. The balance of your Christmas Club will automatically transfer to your Share Account on October 1st.  There is a fee for any withdrawals made during the year.  These accounts earn a dividend.

Certificates of Deposit CJCU offers a variety of certificate terms, with a low minimum balance. Youth certificates have a low $100.00 minimum deposit. Dividends are paid on these accounts. Early withdrawal penalty. Please call the office for current rates.

Roth IRA, Traditional IRA & IRA Certificates CJCU offers traditional IRA share accounts or certificates. Dividends are paid on these accounts.                     

$$ Dividends are paid monthly on all share accounts if they qualify.

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