Take A Look At The Versatile Products and Services Offered by our Credit Union

Savings Accounts
This account gives you membership in CJCU. Your initial $5.00 deposit must remain in your account while you’re a member utilizing any of our services or products. This may qualify for a dividend.
Share Draft (Checking) Accounts
This account allows you to write share drafts (checks) off this account. You also need this account for your debit card and electronic bill payment. There may be a small monthly fee, and dividends paid on this account depend on your average daily balance. Be sure to ask about our Business Share Draft options as well.
Overdraft Privilege
With Courtesy Overdraft Privilege, you can avoid the embarrassment and hassle of declined purchases and returned checks. All standard Share Draft Accounts are enrolled in Overdraft Privilege, which covers checks, automatic payments from you account and recurring debit card payments. These items will be covered for a fee, and allow your account to be overdrawn up to $400. You may cancel this service at any time.

Optional Overdraft Privilege is also available for ATM and Everyday Debit Card purchases. There is a fee for covering these items. If you would like to enroll, please stop in or fill out the online form and submit to: Privilege Forms
Visa Credit and Debit Cards
Our CJCU Visa Credit Cards offer lower interest rates than traditional banks and provide more benefits! We offer No fee Balance Transfers, Cash advances, limit increases and a great no-cost Reward Program! 

Convenient, Secure Visa branded Debit cards can be linked to your Share  Draft Account and provide hassle-free transactions anywhere Visa is accepted. Best of all, Debit cards are free when you open a Share Draft Account!

Visit our Card page for more information or Apply for a Credit Card HERE!
Mobile Banking
This option allows you to view your accounts, make loan payments and transfer funds between your accounts anytime, anywhere. Use our convenient Remote Deposit feature to deposit checks quickly and easily into you account without having to bring them into the Credit Union! Best of all, this service is completely FREE for members! Mobile Banking is available for iPhone, Blackberry and Android products. 
Download on Google Play or in the Apple Store.
Online Banking
Access your account online to check balances, transfer funds between your accounts, make CU loan payments and CU Visa payments.
Bill Payment
This is a free service that can be added to your online banking account. You can add payees and schedule payments at your convenience.
Money Orders & Certified Checks*
Purchase Stamps
Notary Service (non-title work)
Savings Bond Redemption
Copy & Fax Services*
Visa Travel Money Card*
Wire Transfers*
*These services may incur a fee.
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